AGREEMENT TO OUR LEGAL TERMS

We are PlanWise ("Company", "we", "us", or "our"), a company registered in the United Kingdom at 1B, Hornchurch RM11 2ly. We operate the website https://getplanwise.online (the "Site"), as well as any other related products and services. You can contact us by email at support@getplanwise.online or by mail to 1B, Hornchurch RM11 2ly, United Kingdom.

These Legal Terms constitute a legally binding agreement between you and PlanWise. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, YOU MUST DISCONTINUE USE IMMEDIATELY. The Services are intended for users who are at least 18 years old.

1. OUR SERVICES

The Services are not tailored to comply with industry-specific regulations (e.g., HIPAA, FISMA).

2. INTELLECTUAL PROPERTY RIGHTS

We own or license all content. You are granted a limited, non-exclusive license for personal, non-commercial, or internal business use.

3. USER REPRESENTATIONS

You warrant that registration information is accurate, you have the legal capacity to agree, you are not a minor, and you will not use the Services for illegal or unauthorized purposes.

4. USER REGISTRATION

You may be required to register and are responsible for maintaining the confidentiality of your password.

5. PURCHASES AND PAYMENT

We accept Visa, Mastercard, American Express, and Lemon Squeezy. All payments are in US dollars.

6. SUBSCRIPTIONS

Subscriptions renew automatically unless cancelled. Cancellation takes effect at the end of the current paid term.

7. PROHIBITED ACTIVITIES

Users may not systematically retrieve data, circumvent security features, use the Services for unauthorized commercial endeavors, upload viruses, or impersonate others.

8. USER GENERATED CONTRIBUTIONS

You retain ownership but grant us an unrestricted, perpetual, royalty-free license to use, reproduce, and distribute your content.

9. SOCIAL MEDIA

You may link third-party accounts governed solely by your agreements with those providers.

10. PRIVACY POLICY

By using the Services, you agree to our Privacy Policy at https://getplanwise.online/privacy.

11. TERM AND TERMINATION

We reserve the right to terminate your account at any time, for any reason, without notice.

12. GOVERNING LAW

These terms are governed by the laws of the United Kingdom.

13. DISPUTE RESOLUTION

Disputes resolved via binding arbitration in London, United Kingdom. Class actions are prohibited.

14. DISCLAIMER

Services are provided "AS-IS" and "AS-AVAILABLE". We disclaim all warranties.

15. LIMITATIONS OF LIABILITY

Our liability is limited to the amount paid by you in the six months prior to the cause of action.

16. CONTACT US

PlanWise, 1B, Hornchurch, RM11 2ly, United Kingdom. Email: support@getplanwise.online

TERMS AND CONDITIONS